Frequently Asked Questions 1. How do I place an account?
We personally pick up local files, fax, disc, mail, or electronic mail. However, if your business model for placements is not found here let us know. We will make necessary arrangements to make your placements possible. 2. Do I have to have a judgement before I place the account?
No. We don't recommend going to court if you do not have to. If after a placement court is necessary, we pay those fees up front. Don't waste your time and money when you have other clients to take care of - let us do that for you. 3. How long past due must a debtor be before I can place it with your agency?
Time of placements all depend on your current schedule. We don't encourage you to change that. We just encourage you to not give up on the ones you don't collect. Remember, the longer you wait, the harder they are to collect. 4. How much will I have to pay to sign up with your company?
Nothing! Our success depends on yours. 5. How does the agency get paid?
We work on 100% contingency. Our success depends on yours. 6. Do you report to the credit bureaus?
We will report to the Credit Bureau upon our client's request. 7. What is the collection process?
After placement, we will begin collections according to the FDCPA. We have state of the art skip tracing tools that allow us to begin collections effectively. 8. What forms of payment do you accept? · Western Union
Code City: RCRS
State: MN · Check by phone · Visa, Master Card, and Discover · Standard mail in payments 9. How will I know what is going on with our accounts?
You will receive a status report with all of your updated information on all of your accounts monthly. We are always available for any questions regarding your account status in the mean time. 10. What do I do when a debtor calls me once we have placed an account with the agency?
Direct your client back to us if they contact you after placement. It is illegal for two different people to be collecting on the same debt. 11. Do we purchase bad debt?
Through the ACA, we are members of the Asset Buyers Group. 12. Do you accept payment plans?
We will accept payment plans. Remember, sometimes getting the payment from your customers may require payment plans if it is a substantial amount. 13. Legal Process
We partner with reputable third party law firms to maximize your recovery. 14. How do you find people?
We have state of the art skip tracing techniques that enable us to locate people that you may not be able to find in first party collections. | 
